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We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Don't consolidate your debt, negotiate your debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. We guarantee results or you pay us nothing. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Our proven track record in the past eight years has been 50% to 90% reductions. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Just having objective third party intervention can set the tone for amiable resolution. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. 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